There are some 13 million errors in credit reports every year so it's in your best interest to check yours for any mistakes! You are entitled to one free credit report from each of the big three credit agencies but you have to know where to go. There are plenty of companies that say "free" but they can end up costing you money, big money!
You've probably seen the catchy ads for freecreditreport.com but the site doesn't necessarily spell savings. If you click on freecreditreport.com's web site to order your credit report you can be billed $14.95 a month for a credit monitoring service after a free trial. So essentially your "free" credit report ends up costing $180 a year!
Experts say www.annualcreditreport.com is the site you should be using. It's the only site that is truly free and run by all three credit reporting agencies and the government. Keep in mind, the credit reports are free but your score is not.
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electrons
Apr 11, 2008 | 11:12 PM |
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TRUTHGUYSinCLE
Apr 12, 2008 | 5:34 AM |
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electrons
Apr 12, 2008 | 9:24 AM |
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Michelle is an Emmy-award winning journalist and consumer reporter for the Real Deal on Fox 29 News.
Member Since: 3/7/2007